Australian economy is showing signs of recovery and there are already talks of rate hikes. but its not a good news for everyone. A survey revealed on Thursday shows that one in five Australian property owners would face severe mortgage stress if their monthly home loan repayments were increased.

An online survey by the Loan Market Group found that 19 percent of respondents said any increase in interest rates would push the mover the limit.

The survey of 600 respondents found 38 percent could afford to pay only 250 Australian dollars (210 U.S. dollars) per month more, while 27 percent said they would be able to pay up to 500 Australian dollars (420 U.S. dollars).

“It should be a concern to the Reserve Bank (RBA) and to the federal government that 57 percent of respondents said they can’t afford rates to go up another two percentage points,” Loan Market Group executive director John Kolenda was quoted by Xinhua.

“It’s not just the RBA that home owners have to worry about,” John Kolenda said, adding “there’s a strong likelihood of the major banks lifting variable rates independently.”